The Randy Allen/Insurance scam theory

3. The Randy Allen/Insurance scam theory.

Fact: Stories have been circulating accusing Mr. Allen of taking out an insurance policy on JMJ shortly before Jay's death. These stories became so pervasive that Mr. Allen, through representatives was forced to address the accusations. Mr. Allen's publicist released a statement claiming that "reports of a joint policy" were false and that reports of "a policy for $500,000" were also false. Oddly enough, they failed to deny ANY insurance policy at all, to which Mr. Allen would have been the benefactor.

The people in the studio at the time of JMJ's murder are; Lydia Allen, Urieco Rincon, Michael Bonds, an unidentified female singer, and Randy Allen. Of the five, only Lydia and Urieco Rincon actually witnessed Jay's killing. The other three claimed to be in another room listening to a demo. Regardless of who killed JMJ and why, it comes down to the people in the studio. Randy Allen's sister Lydia answered the door for the assailant(s). She claimed to not know who she opened the door for and as reported in the Post, the witnesses are uncooperative and gave conflicting accounts of the events that night. Why not help the police solve the murder of your friend and boss?! Do these people know something and are simply afraid to speak? Or are they themselves guilty of some wrongdoing? How did the killer(s) know when and where to find Jay? Why is Lydia avoiding further questioning by the police by going into hiding? These questions and more can only be answered by the occupants of the studio that night, but they seem to be tightlipped when it comes to anything besides passing blame.

Finally, there's a $500,000 reward for information leading to the arrest of the person or people responsible for murdering JMJ. The fact that no one has come forward to claim it says one of two things. Either, there's even more money on the side of the killers or the crime was committed by a small close knit group of people who all have something to lose. Or maybe it's a combination of both. Could it be that Jay fell out of favor with some very connected people and his death was inevitable? And knowing this, someone close to him sought to capitalize by taking out an insurance policy? Who knows? Enough of the questions, it's time we get answers!